ROI Calculator - Return on Investment

| Added in Business Finance

What is Return on Investment?

Return on Investment (ROI) is a financial metric that measures how much value an investment has gained or lost relative to its original cost. It is one of the most widely used measures of profitability and helps investors compare the efficiency of different investments.

How to Calculate ROI

Here is the formula:

[\text{ROI} = \frac{\text{Final Value} - \text{Initial Investment}}{\text{Initial Investment}} \times 100]

Where:

  • Final Value is the current or ending worth of the investment.
  • Initial Investment is the original cost to acquire the investment.

The result is expressed as a percentage.

Calculation Example

You invest $5,000 in a tech startup. Two years later, your investment is worth $7,500.

Calculate the net gain:

[\text{Net Gain} = 7{,}500 - 5{,}000 = 2{,}500]

Divide by the initial investment and multiply by 100:

[\text{ROI} = \frac{2{,}500}{5{,}000} \times 100 = 50]

The ROI is 50%. This means your investment grew by 50% over the period.

Frequently Asked Questions

ROI is a financial metric that measures how much profit or loss an investment generates relative to its cost. It is expressed as a percentage. A positive ROI means the investment earned more than it cost, while a negative ROI means it lost money.

A good ROI depends on the type of investment and the associated risk. For stocks, an annual ROI of 7 to 10 percent is generally considered solid. Real estate investments often target 8 to 12 percent. Higher-risk investments should offer higher potential ROI to justify the risk.

This calculator gives the total ROI over the entire holding period, not an annualized return. If you held the investment for multiple years, divide the total ROI by the number of years for a rough annualized estimate, or use the compound annual growth rate (CAGR) for a more precise figure.

Yes. If the final value of the investment is less than the initial investment, the ROI will be negative. For example, investing 10,000 and ending with 8,000 gives an ROI of -20 percent, meaning you lost 20 percent of your investment.

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